Health Insurance for Groups
Health care questions are magnified when you’re tasked with providing solutions for a number of employees. With skyrocketing health care costs and concerns about changes to healthcare law, you may need an insurance consultant now more than ever. At MBAH Insurance and Heiny Insurance, we can assist you every step of the way. We offer a wide range of group plans. Contact our Lafayette or Monticello, Indiana, office to compare quotes and discuss plan features.
Personal Health Insurance for Indiana Individuals
Our agency has always been very proud to be able to offer several insurance products that allow you to access quality health care coverage. Unfortunately, with the passage of the Affordable Care Act, the number of insurance carriers that offer Individual Health Insurance has continued to decrease and effective January 1st, 2018 there will only be three (3) insurance companies that offer Individual Health Insurance coverage in Indiana. The insurance carriers that you will be able to access are Anthem, AMBETTER and Care Source and there are limitations on what counties these three (3) companies make coverage available. Additionally, the role of the agent in securing Individual Health Insurance has been removed, so we will no longer be able to enroll you for coverage effective January 1st, 2018.
Effective January 1st, 2018, you will now need to utilize www.healthcare.gov to be able to access your renewal option or enroll for new coverage for your 2018 Individual Health Insurance coverage. Enrollment for renewal plans will be open from November 1st through December 15th.
It is our hope that there continues to be a joint focus between legislators and leaders of both our medical facilities and insurance companies to fix the limitation of affordable, quality coverage. Our agency remains focused on being your full-service insurance provider and though disappointed a few carriers have eliminated our role in the process to secure Individual Health Insurance coverage, we are confident a solution can be found. If you have any questions about accessing www.healthcare.gov for your 2018 renewal coverage, please do not hesitate to contact us.
Employee Benefits Programs for Indiana Businesses
At MBAH, we have a team of insurance professionals dedicated to helping Indiana businesses offer robust employee benefits programs, providing group health insurance, disability, life and long-term care insurance solutions. Our consult will include an assessment of your company’s goals and workforce needs, to determine the benefit products that will be most attractive to your employees and most affordable for you. An employee benefit program can be managed as part of your overall commercial insurance package.
Our contact with you does not end when policies are issued. You can rely on us for ongoing administration of programs that will protect your business and your employees. When one of your employees needs help understanding their insurance coverage or the vast gray areas that can sometimes shade the claims process, our agents will be available to assist them. Contact an agent at our Monticello (Heiny Insurance) or Lafayette (MBAH Insurance) office to discuss group benefits for your Indiana business.